TFSB Portfolio Products

Asset Based Lending Options

• Underwritten in house

• Up to $12,000,000

• No project too small or too large

Foreign Nationals

• • 70% LTV
• Underwritten in house

Multi Family

• Over 4 units
• Case by case- Mixed Use Properties

Near Miss Jumbos

• DTI off slightly
• LTV off slightly
• Difficult to prove income

Non-Warrantable Condos

• TFSB is based in Chicago, so it understands Chicagoland condos
• In house underwriting
• In house condo department

Portfolio

Example: DTI is above the jumbo ratios, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Example: Good job, but difficult to prove income, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Example: Non warrantable condo with jumbo loan amounts, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.