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TFSB Portfolio Products

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Asset Based Lending Options

• Underwritten in house

• Up to $12,000,000

• No project too small or too large

Foreign Nationals

  • • 70% LTV
  • Underwritten in house

Multi Family

  • Over 4 units
  • Case by case- Mixed Use Properties

Near Miss Jumbos

  • DTI off slightly
  • LTV off slightly
  • Difficult to prove income

Non-Warrantable Condos

  • TFSB is based in Chicago, so it understands Chicagoland condos
  • In house underwriting
  • In house condo department

Portfolio

Example: DTI is above the jumbo ratios, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Example: Good job, but difficult to prove income, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Example: Non warrantable condo with jumbo loan amounts, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Interested in The Federal Savings Bank’s Jumbo Options?

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