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TFSB Jumbo Products

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Lower Score Jumbo Options

• Up to $3,000,000 on primary home (SFR, duplex, 2-flats, townhome, modular)

• Up to 1,500,000 on second/vacation homes

• Jumbo Mortgages available to $750,000 at 90% LTV

• Interest-only first mortgages available on primary/second homes up to $1,500,000

• No private mortgage insurance (PMI)

• Up to $900,000 with a 660-679 midscore

High LTV Options

85% LTV up to $1.5 Million with no mortgage insurance

• Non-agency amortizing fixed and ARMs

• 740 minimum FICO score

• SFR, condos, and co-ops

• Purchase and rate/term ref

High Loan Amounts

• Loan Amounts up to $5,000,000

• Down payments as low as 20%

• Investment Properties Eligible

• 1-4 Units, Condos, Co-Ops & Second Homes

• Underwritten In House

Near Miss Jumbo

Example: DTI is above the jumbo ratios, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Example: Good job, but difficult to prove income, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Example: Non warrantable condo with jumbo loan amounts, The Federal Savings Bank will look at the loan in the portfolio division. TSFB will underwrite, and service that loan.

Interested in The Federal Savings Bank’s Jumbo Options?

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